Offset mortgages link your mortgage to your savings to reduce the amount of interest charged. This can be an efficient option and is one we always consider when researching the best solution. 

The benefits of an offset mortgage include the option to pay off your mortgage early or reduce the monthly payments. This can work well for clients with a variable income or substantial savings, including the self-employed, contractors or if part of your income is derived through bonuses, commissions or overtime.