Offset mortgages link your mortgage to your savings to reduce the amount of interest charged. This can be an efficient option and is one we always consider when researching the best solution. 

The benefits of an offset mortgage include the option to pay off your mortgage early or reduce the monthly payments. This can work well for clients with a variable income or substantial savings, including the self-employed, contractors or if part of your income is derived through bonuses, commissions or overtime.

 

GET IN TOUCH

Francis Stone
News Building
3 London Bridge Street
London
SE1 9SG

T: 020 3053 3703
E: enquiries@francis-stone.com

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Registered in England and Wales.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Registered office address - News Building 3rd Floor, 3 London Bridge Street, London SE1 9SG.

Francis Stone Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.

Registration number - 05060746

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances (i.e. £1,000 on a £100,000 mortgage). A typical fee is £395 plus we will receive commission from the lender.