Who hasn’t dreamt of owning a cottage in Cornwall or a gite in Gascony? Buying a holiday home is becoming more popular as it offers a short-term benefit as well as long-term investment.
We can help you structure your mortgage in the most efficient way. This may involve refinancing another property, using an offset mortgage or using a mix of earned and rental income to satisfy the lender.
Whether the property is for personal use or will be rented out, we can help you stay one step ahead of any potential problems. We can advise on any restrictions on buying in certain countries, risks to the property if it’s vacant, rental voids and maintenance and upkeep costs.